Benefits

EAPS is committed to the objectives of SEPA and is a European alternative to the global card schemes, facilitating competitive opportunities in the card business. The governance structure of EAPS ensures that European interests are maintained.

A key principle of the EAPS is the separation of scheme governance from processing, promoting increased competition between market players. This will result in lower prices in the value chain to the benefit of card schemes, issuers, acquirers, card holders and merchants.